If something is damaged in your accommodation, who is responsible depends on what caused the damage. π
π If the damage is the result of your own actions, you will generally be responsible for the repair costs.
π If it is due to normal wear and tear, the repairs are usually the responsibility of the landlord or housing provider.
π In the event of an insured incident (such as water damage, fire, or theft), remember to report it to your insurer as soon as possible. Depending on your policy, you may be eligible for reimbursement.