Student complementary health insurance helps limit your healthcare expenses because French Health Insurance does not reimburse all of your healthcare costs. For a consultation with your practitioner costing €30, Social Security reimburses you around €19. Without health insurance, the remaining €11 comes out of your pocket.
With student complementary health insurance, part of this remaining cost, or all of it depending on the level of cover, can be reimbursed.
As a result, you reduce your healthcare expenses for consultations, but also for optical care, dental care and certain medicines.