Student liability insurance does not cover every situation. Some exclusions are specified in your policy. 😊
➡️ Damage resulting from professional sports or certain motor sports.
➡️ Damage occurring while taking part in high-risk sports, such as mountaineering, scuba diving, bungee jumping, caving, certain combat sports, air sports, or some competitive water sports.
➡️ The legal defense and recourse cover does not apply to disputes related to a professional activity or an internship, whether paid or unpaid.
📌 To find out all exclusions, check the general terms and conditions of your Smerra private civil liability insurance.