It depends on your policy. 😊 Some student home insurance plans include personal liability insurance, but this is not always the case.
➡️ Before taking out a new policy, check which coverages are already included in your current contract.
➡️ If your policy includes liability insurance, review the terms to understand when and how you're covered.
⚠️ Don't confuse the two:
➡️ Tenant's liability insurance covers damage you accidentally cause to your accommodation or neighboring properties (for example, water damage).
➡️ Student liability insurance covers you if you accidentally cause damage to someone else during your studies, your internship, or in everyday life.
📌 If your student liability insurance is not included in your home insurance policy, you can take out a separate liability insurance plan.