Private civil liability insurance may be included in your student home insurance. Before taking out a new insurance policy, remember to check the guarantees already included in your contract.
If civil liability (RC) is included in your contract, check the detailed terms to find out when and how you are covered.
Be careful not to confuse private civil liability with tenant civil liability:
Tenant civil liability covers you in the event of damage caused to your accommodation, for example a water leak affecting your neighbour.
However, it does not protect you at your school, university or internship. For that, you need specific student civil liability insurance.
Smerra offers an affordable private civil liability insurance plan so you are covered in your student life.