Tenant's liability insurance and personal liability insurance cover different situations. 😊
➡️ Tenant's liability insurance protects you if you accidentally cause damage to your accommodation or to neighboring properties. For example, if water damage from your apartment affects your neighbor's home.
➡️ Personal liability insurance covers you if you accidentally cause property damage or bodily injury to someone else in your everyday life. For example, if you accidentally drop someone's phone or unintentionally injure another person.
📌 In short:
➡️ Tenant's liability insurance = damage related to your accommodation and neighboring properties. 🏠
➡️ Personal liability insurance = damage you accidentally cause to other people in everyday life. 👥