No, you don’t need to take out two packs.
👉 If you choose the Pack Monde, you’re covered in all countries outside the European Economic Area (except excluded zones like Biélorussie, Russie, Corée du Nord, Cuba, Iran, Soudan,Syrie, région de Crimée, République Populaire de Donetsk, République Populaire de Louhansk, Ukraine).
👉 If you choose the Pack Europe, your coverage applies throughout the European Economic Area.
🧭 Just pick the pack that matches your destination!