The European Health Insurance Card (EHIC) and international health insurance do not provide the same level of coverage. 🌍
➡️ The EHIC gives you access to medical care during a stay in a country of the European Union (EU), the European Economic Area (EEA), or Switzerland, under the same conditions as people insured in the host country.
➡️ However, it does not cover repatriation, some medical or hospital expenses that may remain at your own expense, or personal liability insurance.
✅ International health insurance, such as Smerra's Europe and World Plans, provides more comprehensive protection, including reimbursement of medical expenses, assistance and repatriation, as well as personal and tenant liability insurance throughout your stay abroad.
📌 If you're planning to study abroad, international health insurance is often recommended—and in some countries or institutions, it may even be required.