Smerra student top-up health insurance provides extra support on top of your health insurance plan: it adds an additional layer of reimbursements for expenses that Social Security and standard health insurance do not cover.
Even if you are still covered by your parents’ health insurance plan, taking out student top-up health insurance can be very useful: it allows you to be reimbursed for expenses specific to student life, such as fruit and vegetables, alternative medicine such as osteopathy, acupuncture, dietetics and chiropractic care, sanitary protection, condoms, or even a taxi ride home safely after a night out.
Regarding glasses and dental care, these expenses remain covered by your main health insurance plan.
However, Tonic Études offers a contact lens allowance of up to €50/year, to help reduce your optical expenses.
In short, Tonic Études top-up health insurance is your little extra for health and well-being, complementing your health insurance plan even if you are already covered elsewhere.